if a revision occurs with a loan estimate the lender has this many days to give the borrower the revised estimate.|a borrower must receive the closing disclosure from a lender no later than 3 days _________ consummation.|The ___________ money deposited is not shown as a credit or debit to the buyer, but is returned to the buyer at closing. Appears only on the buyers side of the closing statement.|not proof of ownership, just a written instrument transferring the grantors interest, if any, to the buyer.|documents executed with clients must be approved by the Department of Real ____________|Documents executed between brokers and salespeople do not need to be approved by the DRE.|An instrument which is a written unconditional promise or order to pay a certain amount of money at a definite time or on demand.|The borrower in a deed of trust.|Clause which allows a buyer to assume responsibility for the full payment of the loan with the lenders full knowledge and consent.|Clause which allows a buyer to take over a loan making payments without the knowledge of the lender.|The TILA-RESPA rule created integrated disclosure forms for closed end mortgage transactions by consolidating _______ RESPA disclosures.|A promissory note that has an interest rate that varies up or down over the term of the loan.|A lender receiving a mortgage or deed of trust as security for a promissory note would be given the best protection by the _________ of the property.|One who receives property by will.|the difference between current market value of the property, and the amount the owner still owes on the mortgage.|The depositing of personal property by a debtor with a creditor as security for a debt.|There are 36 ________ in one township.|Governmental survey uses __________.|Amount of time in which grant deeds must be recorded.|In the cost approach, the cost to reproduce - _________ + value of land=value|avings and Loans associations prefer _____ loans.|___________ Companies, prefer commercial loans.|A lender or mortgage broker must provide the new integrated disclosures for real estate on or before ________ 3, 2015.|The law requires the county record to index grant deeds ___________ according to the grantor and grantee.|When a seller carries back a note secured by the deed of trust from the buyer, the seller becomes the _________.|Principle that states that the value of less expensive properties will increase when more expensive properties come into the area.|One who disposes of property by will.|Acres / There are 640 _______ in each section of a township.|Amount the investor has left after making all deductions.|What wall studs rest on.|If property taxes are not paid, the owner does not actually lost title for _______ years.|An instrument used in the sale of a business which is comparable to a grant deed in the sale of a home.|_________ statements are to be filed with the secretary of state.|A legal doctrine which prevents a person from denying something to be true or a fact which is contrary to previous statements.|When one lender takes a subordinate position to another.|Acceptance of an act already performed.|A corporation cannot take title where rights of ___________ exist.|Property lease in which the tenant pay all expenses normally associated with ownership such as utilities, maintenance, repairs, insurance and taxes.|______________ Commission responsible for zoning of real property.|Principle that states the value of a more expensive property will decrease when less expensive properties come into the area.